What closing costs should you expect?

 Southern Prestige Realty, Inc. can walk you through closing - (407) 477-4277
There are certain expected costs related to closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through your transaction.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, we'll not only work to get the highest sales price, but we'll also campaign for limited closing costs. And once we've reached an agreement, we'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing real estate in Clermont, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a suitable range so you're not shocked when you show up at closing time. We'll be glad to look through the estimate with you, answering your questions and highlighting any estimates that seem questionable.

Don't forget to factor in closing costs when considering a home sale or purchase. Southern Prestige Realty, Inc. is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (407) 477-4277 if your needs include a real estate pro experienced in the business side of real estate.

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